Payments Innovation: Fintech | Innovation | Ecommerce

Why are more and more Fintech’s turning to crowdfunding in addition to traditional VC investment?Because being accountable to the people actually using your product incentivizes you to shape it to their needs.That was a key consideration for today’s guest Edoardo Moreni, CEO at Emma Technologies, when funding th e company's money management platform, which offers a wide range of banking and investment options to its users.In this episode, we discuss:How Open Banking has opened doors for wealth managementCrowdfunding vs. VC investmentThe future of Open Banking, Wealthtech and NeoBrokersTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or he re and don’t forget to check out our YouTube! Until next time! Hosted on Acast. See acast.com/privacy for more information.

Marketplaces of the past used to work by collecting money from a card, funneling that money into an operational account, and then bank transfer funds out the account.Which means: A lot of money sits between buyer and seller.But what happens when the company holding your money suddenly fails? A question asked by Nick Fulton, Co-Founde r & CEO at trustshare, who join s the show to discuss why a marketplace wants to go transactional, changes in regulation, the loss of revenue due to payments made outside the marketplace, and helping marketplaces grow through excellent customer service. Join us as we discuss:The lightbulb moment that led to the founding of trustshareB2B & B2C marketplace growth impact Who’s driving the expectations of payments within the marketplaceHow fraud is being mitigatedTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or he re and don’t forget to check out our YouTube! Until next time!  Hosted on Acast. See acast.com/privacy fo

Millennial and Gen Z Europeans want to invest. But without platforms that feel similar to the experiences they use every day, that adoption will continue to take longer than needed.And while the challenges to create these platforms may be steep, Andrej Hano, Co-Founder at Birdwingo, is lead ing the charge.   He joins the show to discuss the biggest investing hurdles for young Europeans and how his company is solving the problem.Join us as we discuss:Why it’s taken so long for fintech founders to build into the European investment industryHow Birdwingo is prioritizing customer experience & building brand trustHelping new European investors enter the marketTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time!  Hosted on Acast. See acast.com/privacy for more information.

Banking as a Service (BaaS) is too often seen as a threat by traditional banking institutions. In reality, it’s an opportunity — it’s a new channel for banks to deliver more services and better customer experience. And the banks who realize this stand to win big. So says Ron Shevlin, Chief Research Officer at Cornerstone Advisors, who joins the show today to discuss the many opportunities BaaS offers brands and banks alike.  Join us as we discuss:What’s behind the meteoric rise of BaaSThe opportunities BaaS providesThe intersection of BaaS and embedded finance To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time!  Hosted on Acast. See acast.com/privacy for more information.

With 25% of ecommerce that's made of B2B marketplaces, a differentiated B2B purchasing experience is convenient and efficient. Today’s guest has the agenda to create the best payment methods for B2B trade.Hear our conversation with Louis Carbonnier, Co-Founder at Hokodo:What it means that B2B sales are migrating onlineHow convenience, choice, and trust are payments differentiatorsThe growing trend of embedded finance services More information about Louis and today’s topics:LinkedIn Profile: https://www.linkedin.com/in/louiscarbonnier/Company Website: https://www.hokodo.co/ To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Regulation tech has grown up alongside the boom in Fintech. But where’s it headed in the near term future?Hear our conversation with Ben Parker, Director and Founder at eflow Global:Regulation changes and potential financial crimeThe boom in Fintech and growth of regulation techHow the explosion in wealth tech will affect regulation  More information about Ben and today’s topics:LinkedIn Profile: https://www.linkedin.com/in/ben-parker-1a72069/Company Website: https://eflowglobal.com/Reuters did a report last year  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Hosted on Acast. See acast.com/privacy for more information.

In Fintech, it takes a village… If you want to change the world of finance, you need to find the right partners and get a community behind you. And open-source Fintech can help you to do both. In this episode, Jared Jones, Ecosystem at Moov Financial, explains how MOOV has built a thriving community by galvanizing the Fintech industry around their open-source releases. Join us as we discuss:The value of open-source FintechHow to maintain the human connection in technology partnershipsWhy everyone in the community should get excited for Fintech DEVCON To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!  Until next time! Hosted on Acast. See acast.com/privacy for more information.

With Fintech, the opportunities are endless. There are so many underserved groups clamoring for financial products that will finally address their needs.And if you can provide, it will pay off.That’s why today’s guest, Priyank Singh, Cofounder of Stilt Inc., started a company based on serving the underserved — and why Stilt is helping other Fintechs follow suit.Join us as we discuss:The challenges immigrants face when seeking creditHow Stilt helps them overcome those challengesWhy and How Stilt is helping other Fintechs find their footing  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

The pandemic may have accelerated it, but the remote revolution is upon us.It’s unlikely that work will ever be the same again.But if remote work is here to stay, we need the financial tools to fuel it.In today’s episode, I speak with Sahin Boydas, Head of RemoteTeam at Gusto formerly of RemoteTeam.com, about the pros and cons of remote work and the role of fintech in the new world of work.What we talked about:The advantages of working from homeWhat to watch out for in remote workWhy fintech is essential for a distributed workforce To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

The financial problems of immigrants living abroad, but still needing to interact with their country of origin, were not being solved despite the huge influx of new banks all over Africa. Recognizing this area of concern, Rian Cochran, Co-Founder at Lemonade Finance, jumped on the opportunity to provide a solution for in-need immigrants — stemming from issues faced as an immigrant himself. Join us as we discuss:An introduction to Lemonade Finance & what led to its foundingGoing deeper & attacking regulationWhat differentiates Lemonade FinanceWhat to expect in 2022To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Gender bias is not new. It’s prevalent in every industry, including Fintech. Women grow up expecting unequal retreatment in the workplace. That’s changing, now more than ever.  In today’s episode, Faye McDonough, Portfolio & Business Operations Director at Growth Lending, and Lindsay Davis, Head of Markets at Atomic, visit the show to share their experiences as women in Fintech, how they’ve navigated their careers, and how they see the dynamic shifting in the near future. Join us as we discuss:Bias & gender balances in the workplaceWhat women bring to the teamEstablishing your values & never compromising To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!  Until next time! Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Whether it’s buying or selling, what’s the most important currency in any B2B marketplace?Trust.And any B2B payments solution is incomplete without it.In today’s episode, Rahul Shinghal, Co-founder and CEO of Tazapay, visits the show to explain how Tazapay is using payments to put the trust back into B2B transactions.Join us as we discuss:Why trust has been neglected in B2BThe value of partnerships in the payments spaceWhy payments is really a compliance industry  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Since the pandemic began, retail investing has exploded in popularity.Technology has made it easier than ever to get involved, while the bullish markets make it particularly enticing.But is this trend a fad or the new normal?To help answer that, we sit down with Dan Raju, Co-Founder and CEO of Tradier, who is confident that 2022 will be the year of retail investing.Join us as we discuss:Why the retail investing space is booming after the pandemicThe Graduation Effect and why it’s easier than ever to get involved in advanced trading  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

It’s been a wild couple of years for the international fintech industry.Everything has gone digital, opening up vast new opportunities for consumers — as well as triggering an avalanche of fraud.In this episode, we welcome Don Ginsel, CEO and Board Member at Holland Fintech, an association that connects people and organisations in the financial value chain, enabling consumers and businesses to profit from innovation and development.He offers a feast of insights into how change brings challenges as well as opportunities.Join us as we discuss:The constantly evolving worldwide ecosystem of digital financeCan regulators keep up with the pace of fintech innovation?Fintech’s role in fighting cybercrime and keeping customers safeThe importance of financial education and inclusivity To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

Retail investing has been on the rise in the wake of the pandemic, but that rise has gone smoother in some markets than others.The European market, in particular, poses many challenges for retail investors — and even more for the Fintechs looking to break into the market.In this episode, Martin Sokk, Co-Founder and CEO at Lightyear, explains how Lightyear is overcoming European retail investing challenges to offer a simpler path for everyday people to grow their wealth.Join us as we discuss:What needs to be fixed in the European retail investing sphereThe importance of a simple solution to operate across Europe’s many currenciesWhy Fintech’s will eventually stop being seen as challengers and integrate into the existing financial landscapeTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time! Hosted on Acast. See acast.com/privacy for more information.

Banking as a service has been a hot topic for a while; but just because it’s popular doesn’t mean it’s the right path for everyone. A brand needs to consider its DNA and where it can bring the most value to the customer.Just ask Yuval Brisker, Co-Founder, CEO & President at Alviere, who explains how they’ve differentiated themselves by being hyper selective of their customers.Join us as we discuss:Yuval’s background and what Alviere doesShying away from the hot topic of banking as a serviceTargeting particular customers to differentiate from other platformsTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

Private jets may conjure up images of rockstars and real-life monopoly men, but the truth is, private aviation is a key component to modern international business. And companies offering jet services know that the only way to provide unparalleled customer experience is by having a robust, cross-border payments capability. Just ask Nick Davis, Founder at InstaJet, a company offering an easy-to-use and environmentally-friendly option for those looking to skip the airport lines and travel in style. Join us as we discuss:How payments are fueling the on-demand private aviation industryWhy more people than ever are opting for private aviationHow InstaJet is staying green  To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Until next time! Hosted on Acast. See acast.com/privacy for more information.

Let’s not sugarcoat it: When you’re breaking into a new market, there are some serious hurdles.Whether it’s navigating labyrinthine regulations or just getting the lay of the land — breaking into a new market is easier with partners.Just ask Marcus Shin, Managing Director at Wirebarley, where he and the team have broken into several new markets in the past few years — all with the help of partners.Join us as we discuss:The regulatory challenges in the US and abroadTangible examples of how partnerships help you succeedWhy startups depend on speed — and how partners help you attain itTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

We live in a world of instant gratification — and consumers want everything to work in real-time.Yet until recently, real-time payments were anything but…Now the real-time revolution in payments is finally here — and you need to know how to reap the rewards.In today’s episode, we’re joined by Matt Wilcox, President, Digital Payments and Data Aggregation at Fiserv, who can answer all your burning questions about the real-time payments revolution.Join us as we discuss:Shifting consumer expectations around real-time paymentsThe education component necessary for real-timeThe future of real-time payments To ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube!Until next time!Listening on a desktop & can’t see the links? Just search for Payments Innovation in your favorite podcast player. Hosted on Acast. See acast.com/privacy for more information.

The Amazons of the world have democratized access to revenue for sellers worldwide.Still, with funds taking weeks to clear, e-commerce sellers still face enormous obstacles when it comes to scaling.How do we democratize that fundamental part of every business?Today’s guest, Anas Sohail, Head of Sales at Payability, has the answer. He and the team at Payability are removing the friction for sellers and democratizing access to the funding every business needs to scale.In this episode, we discuss:The difficulties faced by e-commerce sellers when scalingThe crucial difference between lending and fundingHow Payability integrates into existing e-commerce platformsTo ensure that you never miss an episode of Payments Innovation, subscribe on Apple Podcasts, Spotify, or here and don’t forget to check out our YouTube! Hosted on Acast. See acast.com/privacy for more information.