Ready, Set, Retire!

Steve discusses the challenges faced by retirees, particularly the financial pressures that lead many to continue working past retirement age. They explore the concept of financial literacy, the importance of understanding 401k plans, and the need for guaranteed income in retirement. The conversation emphasizes the significance of communication between partners regarding financial planning and the necessity of involving both parties in discussions about money management. Additionally, they address the fears surrounding retirement income and the potential solutions available to ensure financial stability in later years. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY!See omnystudio.com/listener for privacy information.

Steve discusses various financial strategies and considerations for individuals worried about a recession. He emphasizes the importance of building up cash reserves, paying off high-interest debt, rebalancing investments, and staying calm during market fluctuations.  Additionally, he addresses the impact of elections on financial plans and encourages individuals to focus on what they can control.  SCHEDULE A MEETING OR PHONE CONSULTATION TODAY!See omnystudio.com/listener for privacy information.

Episode Takeaways: Don't panic during market swings and focus on long-term indicators Diversify investments and avoid having all your eggs in one basket Consider lifetime income annuities for guaranteed income in retirement Manage debt and eliminate high-interest debt Create a retirement plan tailored to your individual needs Seek guidance and education from a financial advisor SCHEDULE A MEETING OR PHONE CONSULTATION TODAY!See omnystudio.com/listener for privacy information.

Episode Takeaways:  Diversify retirement savings and avoid having all your eggs in one basket. Create a plan for retirement income to replace the paycheck. Consider guaranteed income annuities as a source of lifetime income. Take advantage of the current opportunity to lock in high payout rates. Be aware of inflation, taxes, and market volatility when planning for retirement. Consult with a financial advisor to explore retirement income options. SCHEDULE A MEETING OR PHONE CONSULTATION TODAY!See omnystudio.com/listener for privacy information.

The conversation discusses the stock market's performance in the first 100 days of the year and its potential impact on the rest of the year. It emphasizes the importance of diversification and having a plan to protect retirement savings. Steve suggests the use of lifetime income annuities as a way to create a personal pension and provides information on how to set up these annuities.  Get your FREE Income Analysis NOW!  See omnystudio.com/listener for privacy information.

Interest rates are high, but that doesn't mean it's all doom and gloom. Annuities can be a good option for those who need more income, want income from guaranteed sources, or seek peace of mind. Guaranteed income can protect against market downturns and provide a stable source of cash flow. It's important to diversify retirement savings and consider a transition from being a saver to a retiree.   SCHEDULE A MEETING OR PHONE CONSULTATION TODAY!See omnystudio.com/listener for privacy information.

Today we talk about the opportunity to refinance retirement savings through annuities. Steve explains that with interest rates being high, it is a good time to take advantage of the benefits of annuities. He emphasizes the importance of being proactive and asking questions about retirement savings.   Get your Complimentary Portfolio Review! See omnystudio.com/listener for privacy information.

Consider doing Roth conversions if you are in the right tax situation and have other liquid assets to pay the taxes. Social Security is in trouble but unlikely to go away completely; it is important to be proactive and make informed decisions about when to start taking benefits. Have a mid-year financial checkup to re-evaluate retirement contributions, withholding amounts, investment allocations, and estate plans.  Schedule your Complimentary Retirement Review NOW! Call Steve at 508-544-0560! See omnystudio.com/listener for privacy information.

The conversation discusses the opportunity to capitalize on high interest rates before and during retirement. Then, the importance of refinancing retirement plans to take advantage of higher rates. Steve shares examples of how individuals can benefit from refinancing annuities and highlights the need for proactive action. The conversation also addresses the eligibility and benefits of lifetime income annuities and accumulation products.  Take advantage of your financial future and call Steve today 508-544-0560 for your complimentary Portfolio Review!    See omnystudio.com/listener for privacy information.

Takeaways: Many retirement savers are concerned about outliving their assets and are considering annuities as a source of guaranteed income. There is a lack of interest in annuities among clients, despite their desire for safer portfolios and income protection. The word 'annuity' has a negative connotation in the industry, but it offers stability and income in retirement. Investment houses are realizing the benefits of annuities and are trying to capture and keep clients in-house. It is important to have a balanced approach to retirement savings and not rely solely on one investment vehicle. Get your FREE Annuity Stress Test TODAY!  See omnystudio.com/listener for privacy information.

With many Gen Xers in their late 50s, it's critical to shift from potential savings to guaranteed income plans. Steve shares his old-school approach to stabilizing retirement income and explains why your current retirement plan might just be a paper promise. Discover how to create real, reliable cash flow, explore the surprising benefits of rolling over your 401(k) into an IRA, and understand the often-overlooked opportunities to minimize taxes and maximize your financial security in retirement.   Get your FREE Portfolio Review TODAY!  See omnystudio.com/listener for privacy information.

Steve draws parallels to retirement planning, emphasizing why it's crucial to get expert advice rather than going it alone. Steve shares valuable insights on navigating the complexities of retirement, including the benefits of income annuities as a hedge against potential Social Security shortfalls. Call Steve today at 508-544-0560 to learn how to secure a stable, worry-free retirement. For more details, visit fairwayfinancial.net. See omnystudio.com/listener for privacy information.

Transitioning from home safety to financial security, the episode dives into why retirement planning is not a DIY project. Steve discusses the complexities of retirement strategies, the challenges of navigating annuities online, and how to create a reliable income plan to ensure you don't outlive your savings. With insights on Social Security's uncertain future, learn how to protect your retirement with the right tools and expert advice.   Call Steve today for your FREE Income Review! See omnystudio.com/listener for privacy information.

With many living well into their 90s and even celebrating 100th birthdays, the need for robust financial planning is more urgent than ever. Steve shares insights on the importance of reliable income streams, the role of Social Security, and innovative strategies to ensure your 401(k) doesn't fall short.  Will your money last as long as you do? Find out with a complimentary Income Review! See omnystudio.com/listener for privacy information.

Steve recently had the opportunity to be a guest on Howie Carr's new podcast, " Meet The Expert Podcast". In this interview with radio legend Howie Carr, Steve sheds light on the ever-changing landscape of retirement planning. From navigating the pitfalls of inflation and taxation to optimizing Social Security benefits and legacy planning, Steve offers invaluable insights gained from over 35 years of financial experience. Learn about innovative solutions such as guaranteed lifetime income annuities and Roth conversions, and how they can provide financial security amidst uncertain times. Steve's expertise transcends mere investment advice; he's committed to empowering individuals to make informed decisions tailored to their unique circumstances. Call Steve TODAY for your FREE Retirement Review!   Can’t tune in to the show? Stream Ready, Set, Retire whenever and wherever on iTunes and Spotify!

Delve into the complexities of early retirement planning as the discussion unpacks its hurdles and intricacies. From the looming specter of boredom to the daunting realities of financial depletion and soaring healthcare expenses, no stone is left unturned. Emphasis is placed on the critical necessity of crafting a robust financial blueprint capable of withstanding the test of time. Furthermore, the dialogue sheds light on the invaluable role of a retirement coach and the significance of cultivating fulfilling pastimes and pursuits to enrich the retired years.  Call Steve today for your FREE Retirement Income Review! See omnystudio.com/listener for privacy information.

Takeaways from todays episode: Focus on balance and living within your means in retirement planning. Income and cash flow are crucial in retirement, including Social Security and pensions. Avoid emotional reactions and focus on long-term strategies when investing in gold and the stock market. Consider annuities for retirement income planning. Take into account the current economic and political climate when planning for retirement. Call Steve today for your FREE Annuity X-Ray! See omnystudio.com/listener for privacy information.

In this episode, Steve takes a dive deep into the pressing issue of retirement savings in America. With staggering statistics revealing that one-third of Americans have no retirement savings and 40% don't contribute to any retirement fund, the hosts shed light on the importance of financial literacy. Steve, known as Cape Cod's retirement income specialist, shares invaluable insights into proactive financial management, emphasizing the significance of understanding retirement options beyond traditional 401(k) plans. Steve dispels common myths surrounding Social Security's future, highlighting actionable strategies for maximizing benefits tailored to individual needs. From debunking misconceptions to providing practical advice on optimizing retirement income, this episode serves as a beacon of financial education. Get your CUSTOM Income Review TODAY! See omnystudio.com/listener for privacy information.

In this episode Steve discusses the importance of proactive retirement planning, especially in a politically charged environment. He addresses common concerns about the future of the economy and taxes, and explain why a "wait and see" approach can be risky. Here are some of the key takeaways you'll learn in this episode: The benefits of reviewing your current financial situation, including interest rates on bank accounts and fees in your 401(k). How annuities can provide guaranteed income for life, even if the market performs poorly. The impact of the expiring Trump tax cuts on retirement income and strategies to potentially lessen the impact. The importance of getting a second opinion on your retirement plan from a qualified professional.  Get your FREE Income Plan Review!  See omnystudio.com/listener for privacy information.

Discover what it means to be part of the Fairway family and how Steven's blue-collar roots shape his white-collar financial strategies. From managing emotions in market fluctuations to decoding retirement complexities, Steve shares invaluable insights honed over three decades in the industry. Learn why keeping emotions in check is key to successful investing and how to navigate the ups and downs of financial planning with confidence.   Get your Complimentary Retirement Income Plan! See omnystudio.com/listener for privacy information.