How To Money

Ask HTM - Payoff My Mortgage or Hold as Cash, Tapping a 401(k) to Pay Off a Credit Card, and MVNO's for Everyone to Save Money #298

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We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - How can I get a conversation started with my girlfriend about personal finances?2 - Should I pay off my mortgage or should I hang on to that in cash?3 - Does it make sense to borrow from my 401(k) in order to pay off a credit card?4 - Is it worth it to stick with a budget cell phone provider?5 - How can I avoid underpayment penalties from the IRS and should I set up a retirement account through my business or set it up as a personal account?During this episode we both enjoyed a Trader Joe’s Winter Spiced Ale 2020. And as we’re looking forward to kicking things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us