How To Money

Ask HTM - Putting More Expenses on Credit Cards, the Sweet Spot on a Home Refinance, and WTD with an Extra $5000 #292

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We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - What are the pros and cons of putting all of my expenses on a credit card?2 - How much lower should an interest rate be in order to make a home refinance worth it?3 - How do I go about breaking ties with my dad’s financial advisor?4 - Should I save or invest a gift of $5,000?5 - If family members loan me money for a down payment, how would that impact my ability to get a mortgage?During this episode we both enjoyed a Fruit/Wood/Time: Black Raspberry which is a Sour by Westbrook Brewing. And as we’ve ramped up the podcast with an additional Friday episode every week, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to spread the word