How To Money

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Switching banks and HSAs: what’s the break-even dollar amount for it to be worth it? 2 - Best early retirement accounts: should I prioritize a 457b over a 403b? 3 - Social Security timing: do I start drawing down at 62 and let my retirement portfolio grow or vice versa? 4 - Building an ADU: should I tap a HELOC or save up the cash to build? 5 - Affordable healthcare: what are actual costs if we opt out of actual health insurance?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Paying the $50 might be worth it for a detailed Social