How To Money

Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Savings rates: how should I account for a disability payment when calculating my savings rate? 2 - $300,000: if I want to retire early in a couple years, what should I do with a settlement payout? 3 - 401k faux pas: WTD with my 401k that I overcontributed to last year? 4 - New car: how should I save up for a new ride I might buy in 5-6 years? 5 - Credit repair: student loan autodraft got dropped, credit score busted, now pay to get it fixed?    Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Calculating your savings rate and knowing t