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Ask HTM - Filing a Claim for a New Roof, Rebalancing Away from Tech/AI, & Taking Advantage of a Health Reimbursement Arrangement #1066

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Let’s kick off the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Home repair: should I get a new roof based on a roof inspector who says my insurance will cover it for free? 2 - Roth conversion: as an average wage earner who is maxing out my Roth IRA, should I convert my 401k as well? 3 - Tech heavy portfolio: should I rebalance my retirement portfolio away from AI if I think it’s a bubble? 4 - Savings rates: should I ditch Ally for another bank that’s paying a higher rate on their savings account? 5 - Open enrollment: I’ve always gone with my employer provided Health Reimbursement Arrangement, but is the HSA better?   Want more How To Money in y