How To Money

Ask HTM – ADU vs iBonds, Timing a Silver Sale, and HELOC Unlocking Landlord Status #1099

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We’re kicking off the week by answering your listener questions! And if you have a question that you’d like for us to answer on the show, we’d love for you to submit your own via HowToMoney.com/ask , send us your voice memo. Regardless of how random or bizarre you might think it is, we want to hear it!   1 - iBonds: What is the actual rate that I’m earning and should I dump them to fund an ADU (Accessory Dwelling Unit)? 2 - Trusts: Should I implement a trust in order to protect my sizeable investments in my taxable brokerage account? 3 - Roth conversion: Do I need to let my Roth conversion sit for 5 years before I’m able to tap it? 4 - Precious metals: Is now the time to sell the silver I invested in years ago? 5 - Down payments: To what extent is it illegal to tap a HELOC to fund my next home purchase?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Credit card perks: Check out our favorite credit cards th