Informed Decisions Financial Planning & Money Podcast

There are many many people today in Ireland pining for their own home, looking to get onto the property ladder, sick of paying rent or perhaps living with parents or family. There are usually a one or more of the following barriers to them doing so; cannot get a mortgage large enough, cannot find a suitable home in the location they want, or they are waiting for the 'next property crash' before buying. This last barrier is an interesting one, and indeed one which many many people of our generation are asking themselves; should I wait for a property crash instead of buying a house now. Recent property price increases are well documented, as are the issue around supply etc....we are not here to discuss these. What we are aiming to do is separate the financial from the emotional when it comes to these decisions.....because let's face it, whether we realise it or not that is often the dilemma! How Do Property Prices Compare To 'The Peak'? How prices compare to the past is a non issue, it is not a determinant or a