You Need A Budget (ynab)

  How to you change the status quo? Adopt an extreme behavior for a while, and let it teach you (in surprising ways) some new money lessons.

  Sometimes in your excitement to start budgeting, you take the whole "categorization" thing a bit too far. No?

Are you guilty of binging before you crack down? With dieting or budgeting, it's just not healthy

We discuss the opportunity cost of having a fat checking account because you're following the YNAB Way.

If you're running a business with YNAB, should you have it as a separate budget, or part of the same file?

Luckily, budgeting has nothing to do with the olympics. Take another run as often as you want.

The key, is to break it down.

YNAB has a great dollar-for-dollar value proposition, but the intangibles of budgeting are even better.

Winning financially is simple. You just need a pen, a paper, and a plan.

I think I save for its own sake, assuming there's something inherently good about saving "more," regardless of the fact that more remains undefined. Maybe I should relax.

YNAB had a banner year (thank you for telling your friends and family!). 2014 shall be the year of the status quo.

Since Julie took over the budget, things are green. Christmas is no different. We've been saving all year for it. It's exactly how you too, can have yourself a merry little Christmas.

This "loophole" isn't a loophole at all. It's actually a plain Jane tax planning strategy that can be employed by almost anyone, with even the most boring of tax returns. You can contact Casey directly at casey@wealthguardadvisors.com.

I've brought back my tax adviser, Casey Murdock, for another podcast. He should be your adviser too. We discuss the fringe world of tax credit and deduction phaseouts. You can contact Casey directly at casey@wealthguardadvisors.com.

Inspired by Mark's blog post over on the blog, we discuss the very true (albeit depressing) principle that once you finance something, everything else you purchase is also "financed."

I reminisce, and then look forward.

A discussion on how I use YNAB to manage our real estate investing.

This is awesome. Having Julie "own" the budget has been just short of revolutionary.

I've handed the Budgetingi Reins over to my wife, Julie. She'll do a better job, and our relationship will be even better for it. Here what lead up to this, and why it's going to be awesome.

An interview with  my favorite personal finance blogger, Mr. Money Mustache.  He retired at 30 years old, and he and his wife and son live a luxurious life on just under $30,000 per year.  THIS IS THE MOST IMPORTANT PODCAST YOU WILL LISTEN TO THIS YEAR. :)