Goldstein On Gelt

When was the last time you thought about your investment goals? Every investor has a different reason for investing. The three primary reasons for investing are growth supplementing your income divestment Once you know why you are investing, it is easy to find the most appropriate investments to meet your goals. The free resource Three Goals of Investing – Which One is Yours is a comprehensive overview of the primary reasons behind investment portfolios and how investors can shape their portfolio based off their specific goals. Download the free resource: Three Goals of Investing – Which One is Yours? Once you know your investment goals, make sure you have the temperament to withstand volatility both within the stock market as a whole and in your own portfolio.

Are you a cross-border investor living a multi-currency lifestyle? Specifically, do you live in Israel but your money lives in America? Living a multi-currency lifestyle comes with its own series of complications. You need to convert currencies, be concerned about volatility in different markets, and keep in mind economic shifts and investments in different countries. The Goldstein on Gelt Show was created for Americans living in Israel. In a regulated financial world, an investor needs to really understand the market. Expand your financial understanding with the free resource How to Manage a Multi-Currency Lifestyle . Get this high-level overview of currency trading and tips on creating a financial portfolio that’s designed for your lifestyle. Download the free resource: How to Manage a Multi-Currency Lifestyle

Have you ever made an investment mistake? Investors make mistakes without even realizing it. Take a moment to think about how you coordinate your investments, and what motivates your financial decisions. For instance, how do you decide to design your portfolio or diversify your accounts? Are you a DIY investor or do you prefer to use a money manager? Hopefully, by becoming a strategic investor you can learn to avoid investment mistakes. The free resource Watch Out for this Investment Mistake is a comprehensive summary of mistakes made by investors. Download it free, here. For further information on strategic investing, read Rich As A King: How the Wisdom of Chess Can Make You a Grandmaster of Investing and start making wise investment decisions. Download the free resource: Watch Out for this Investment Mistake Where do you get investment advice? Have you recently joined the investment world and don’t know where to turn for advice? Do you have unanswered questions about your investments? Are you wondering wha

Should you buy stocks now? Are today’s market conditions conducive to buying stocks? The truth is the market is unpredictable. There is no perfect time to buy stocks. No one really knows how the market will move, and there’s no guarantee of returns. So why should you invest in the stock market? There is one over-arching reason someone should invest in the market: if you think tomorrow’s financial future will be better than today. If you’re an optimist and think the best is yet to come, then perhaps you should start investing. The free resource The #1 Reason You Should Buy Stocks Now can answer your questions about the stock market. Download the free resource: The #1 Reason You Should Buy Stocks Now The video What Do I Need to Know About Investing in Stocks? explains which kinds of investors should invest in stocks, how investors can get into the stock market, and what kinds of information you can find out about a stock.

Are mutual funds safe investments? The word on the street is that mutual funds are “safe” because they are a diversified investment, but is that really true? Can mutual funds have risk? In other words, can you lose money with mutual funds? Listen to today’s show to learn more about mutual funds and the risk they have. What makes a fund conservative, moderate, or aggressive? How do smart investors use mutual funds to diversify their portfolio and minimize risk? It’s important to understand the details of any mutual fund you have in your portfolio. Finding a brokerage firm Have you recently been asked to close your account simply because you don’t have an American address? While some investment firms decide not to work with expats, others welcome an expat’s legitimate business. If your U.S. brokerage firm kicked you out, get in touch. The free toolkit Opening U.S. Brokerage Accounts for Overseas was created for investors living who want to open a U.S. brokerage account. Download it now!

Are you interested in increasing your retirement income? After retirement, retirees typically support themselves on their work pension, government pension, and investments. Unfortunately for most retirees the sum isn’t enough, and they need ways to increase their retirement income. Are you receiving enough income from your investment portfolio? There are ways to organize your investments in order to increase income. For investors who are looking to increase their retirement income, Doug outlines their options. Changing your investment portfolio Have you considered different types of income producing investments such as CDs, bonds, and dividend paying stocks? Download the free resource How Can You Increase Your Retirement Income. The resource is a comprehensive overview of how to increase your retirement income. If you’re not already receiving updates on new episodes, sign up now, and as a special bonus, receive Doug’s free ebook The Retirement Planning Book. Download free resource: How Can You Increase Your R

Do you keep money in the bank and not the stock market? Having money in the bank can offer investors a sense of security. But, leaving money in the bank can impact your long-term financial plan. There are times when it’s appropriate to keep the bulk of your savings in the bank, and other times when investing in the market may be a better alternative. The right answer as to what you should do with money in the bank depends on your financial goals, your risk tolerance, and your time frame. Doug created the free resource What Should You Do With Money in the Bank. The summary features the advantages and disadvantages of keeping your money in the bank. Download it now! Download free resource: What Should You Do With Money in the Bank   Getting into the Stock Market What kinds of risks are you interested in taking as an investor? Today’s episode explains how investment decisions are dependent on an investor’s personal interest in risk. If you’re not already receiving updates on new episodes, sign up now, and as a s

One of the characteristics of bonds is that they are predictable. That means, when you buy a bond you generally know how much income you will get and when. However, there are a series of unexpected risks associated with bonds. There are no guarantees in the world of investing. Before you begin to invest in bonds you should understand the possible risks involved. Doug created a free resource titled Risks of bond investing. The resource highlights different risks associated with bonds including interest rate risk, credit risk, and default risk. Throughout the month, The Goldstein on Gelt Show discussed the fundamentals on bonds. On November 28th, the show will host a free webinar titled How to Invest in Bonds for Safety and Income. The webinar is designed to be a conversation surrounding the principles of bonds. Register today. Seats are limited. Download free resource: Risks of bond investing If you’re not already receiving updates on new episodes, sign up now, and as a special bonus, receive Doug’s free ebook

Even though a bond is considered a loan to a corporation/government/municipality, different types of bonds function differently. In fact, there is a difference between U.S. and Israeli bonds. The difference between U.S. and Israeli bonds is specifically in municipal bonds. Municipal bonds are a specific kind of bond that are free from local, state, and federal tax. In an effort to get investors to support municipal bonds, they are frequently tax-free in America. However, these bonds are not recognized as tax-free in Israel. Therefore, the yield they have may not be a “true” yield taking foreign taxes into account. Learn about what types of bond are appropriate for you. Should you invest in U.S. or Israeli bonds? Defining your portfolio The Goldstein on Gelt Show has created a free resource “How to Choose the Right Type of Bond for You.” The resource features the different characteristics of municipal bonds, corporate bonds, and U.S. government bonds. On November 28th, The Goldstein on Gelt Show will host a fr

Are you considering buying a bond? When investing in bonds there are a lot of components an investor should consider: What is unique to the specific bond you want to buy? What is its maturity? Yield to maturity is a defining feature of a bond because it determines an investor’s return of investment and interest. Make sure you understand what you are getting into before investing in bonds. Bonds are complex The Goldstein on Gelt Show has created a free resource titled What You Need to Look at When Buying Bonds. The resource breaks down everything an investor considers when buying a bond. On November 28, Doug will host a free webinar titled “How to Invest in Bonds.” Webinars are a way for investors across the globe to understand a financial concept. Register for the webinar. Download free resource: What You Need to Look at When Buying Bonds If you’re not already receiving updates on new episodes, sign up now, and as a special bonus, receive Doug’s free ebook The Retirement Planning Book.

Bonds aren’t only for retirees. Most investors at every stage of life have bonds in their portfolio. Should you include bonds in your investment portfolio? Why should an investor have bonds? At what time in an investor’s life are bonds important? Bonds are popular since they give current income on a predictable schedule. This type of investment is fundamentally different than stocks. Bonds come with different risks and different rewards. Trying to understand the world of investing? Join a free webinar that Doug is presenting on November 28 “How to Invest in Bonds for Safety and Income”. Register for the webinar. Download a free resource “Getting Started with Bonds.” The resource is designed to outline the fundamentals of bonds. Download free resource: Getting Started with Bonds If you’re not already receiving updates on new episodes, sign up now, and as a special bonus, receive Doug’s free ebook The Retirement Planning Book.

How to Make Money in the Stock Market Month is coming to a close. Today’s show will be a recap of what The Goldstein on Gelt Show covered about the stock market during the month and what subscribers can expect next month. If you subscribed to The Goldstein on Gelt newsletter, Doug has sent you an invite to today’s webinar. If you did not have the opportunity to attend the free webinar, but want to watch, email me and I’ll send you a link to the replay. In the past month, Doug unpackaged a series of investment topics including ETFs, mutual funds, stock picking, and stock trading. In the webinar, Doug will discuss money managers, cross-border advisors, and other financial professionals who can help investors with their portfolio. If you’re interested in getting a small primer before you listen to the webinar, tune in. Get ready for September The month of September will be Inheritance Month. Doug will discuss topics surrounding getting and managing an inheritance. If you have recently received an inheritance, ha

Are you considering stock trading as a way to make money? Don’t! While stock trading may pump up your adrenalin, it hasn’t necessarily been proven to drive up your market returns. If you’re wondering why stock trading isn’t as great as it is cracked up to be, download Doug’s free resource that explains why. The resource uncovers why stock trading is a bad investment strategy. Doug explains why stock traders don’t do well and what investment strategies do work. Download free resource: Here’s Why You’ll Make More Money If You DON’T Trade Stocks Are you registered for next week’s webinar: The How to Make Money in the Stock Market? To learn more about the upcoming free webinar How to Make Money in the Stock Market, subscribe to our newsletter at GoldsteinonGelt.com. That way you’ll be sure to get an invitation to join the webinar. If you’re not already receiving updates on new episodes, sign up now, and as a special bonus, receive Doug’s free ebook The Retirement Planning Book.

How do you protect your investments? Doug created a free resource containing ten steps to help you protect your investments from hackers. These ten steps are effortless and practical. Download Protect Your Investments from Hackers with These 10 Easy Steps. Keep all of your investments secure before investing. Download free resource: Protect Your Investments from Hackers with These 10 Easy Steps Do you want to become a better investor? Doug recently announced that he is creating an online financial course. There will be upcoming updates, but if you are interested in an in-depth, highly informative, online financial course, sign up for The Goldstein on Gelt newsletter. If you’re not already receiving updates on new episodes, sign up now, and as a special bonus, receive Doug’s free ebook The Retirement Planning Book.

Did you get a “Dear John” letter from your U.S. brokerage account informing you that your account will be closed? A Goldstein on Gelt Show listener recently received a letter from their U.S. brokerage firm dropping them as a client. The listener wants to know if there is an easy way to open a U.S. brokerage account from Israel. And there is! There are U.S. brokerage firms that work with cross-border investors every day. Profile Investment Services, Ltd. is a Jerusalem based investing firm that works with cross-border investors. Doug has created a free resource with six steps an international investor should follow when opening a U.S. brokerage account. The free resource titled The Easy Way to Open a U.S. Brokerage Account When You Move to Israel will make international investors prepared for the transition. Download free resource: The Easy Way to Open a U.S. Brokerage Account When You Move to Israel What would you like to learn in a financial investment course? Doug is creating an online financial course. The

Do you and your spouse have a financially stable marriage? In honor of his 26th wedding anniversary (BatSheva - looking forwards to many more!!!), Doug created a free resource to help you make sure you and your spouse are mindful of how money affects your marriage. You can build a financially stable marriage in different ways: you can jointly review your financial statements regularly, stay away from debt, or go shopping together. Download a series of practical tips for a financially happy marriage: Handling Money for a Happy Marriage. Download free resource: Handling Money for a Happy Marriage What are 3 ways an investor can make money? Ron Zalben of Aboulafia Avital Shrensky & Company joins Doug for today’s tax tip. Do you know the different tax ramifications on interest from bonds and dividends? Ron explains their differences in-depth. To reach out to Ron Zalben, contact ron@aboulafia.co.il. If you’re not already receiving updates on new episodes, sign up now, and as a special bonus, receive Doug’s fre

Do PFICs (Passive Foreign Investment Companies) deserve a bad rap? Why do Doug and his guests tell listeners “don’t invest in PFICs.” Today’s guest, Stacy Collier, will explain exactly why an investor should avoid PFICs, otherwise known as offshore mutual funds. Stacy Collier, a U.S. based CPA, specializes in helping U.S. citizens manage their money from abroad. Stacy outlines the good, the bad, and the ugly about PFICs. She explains how the IRS. deals with PFICs and describes the red tape that owning a PFIC create. Before you invest in any investment, know the pros, cons, and risks. Should we read your listener letter? Doug answers a listener’s question about portfolio structure. “Rich” asks if it’s a good idea to change your asset allocation later in life. Doug offers insight into bonds and bond funds and explains how Rich’s investments are affected by the difference. Learn more about Stacy Collier and PFICs by downloading this chart, or visiting her website SDC CPA Tax Services. If you’re not already recei

Would you trust a computer to make your stock trades? Well, that’s exactly what algorithmic trading does. Bert Mouler, founder and CIO of Profluent Capital, develops artificial intelligence that creates an algorithm for optimal trading. Bert explains what algorithmic trading is and how it differs from robo-advisors. He explains why algorithmic trading is efficient, and assures investors that the computer is simply a tool, not the advisor. Is this investment strategy right for you? Get to know your financial advisor When a U.S. citizen leaves the country, many American brokerage firms drop them as a client. Being asked to transfer your account out, can be disheartening, but it doesn’t have to be. Doug helps expats in exactly this position, and many of his new clients believe that having an advisor in their new country is actually better than keeping their old advisor who may not be fluent in cross-border issues. Doug has put together a free resource on finding the right advisor in a new country called How to C

Why do people like to invest in gold? Investing in gold is like purchasing wealth insurance, but why? Rich Checkan, president of Asset Strategies International, and Doug explore the benefits of owning and investing in gold. Rich explains how gold always keeps its value, what he refers to as wealth insurance. He shares the best ways to store gold and how to sell gold when it is time. He warns listeners to only deal with reputable dealers and advises how to find one. Listen in to learn more about this precious commodity. The wealthy and the non-wealthy have the same worries Wealthy and non-wealthy people are bound to have some of the same financial concerns. Doug assures the audience that all people have financial worries. He compiled a list called Worries of the Wealthy for any investor. You just might find we’re all the same. Free resource: Worries of the Wealthy Rich Checkan can be contacted through Asset Strategies International. To learn more about Roger Whitney and his 5-minute retirement plan, go to roge

There’s more to financial advising than making a client money. How can a financial advisor make the markets more humane? Mihir Desai, professor of finance at Harvard and author of The Wisdom of Finance: Discovering Humanity in the World of Risk and Return wants to demystify financial markets and make them friendlier. He warns the audience that the financial system is broken, and proposes a fix: change how investors and financial advisors view the financial world. He also describes why many people avoid the financial sphere and suggests a less intimidating financial advising approach. The easy way to invest around the world America has some strict policies regarding overseas investments. But, having a global portfolio can be a smart financial strategy. Doug created a list of investment choices you can use to build a more diversified portfolio. Learn about these choices by a PDF, The Easy Way to Invest Around the World. Free Download: The Easy Way to Invest Around the World To dig a little deeper into this subj