How To Money

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make informed money moves. In this episode we cover some interesting and helpful stories like: free firewood or mulch, YOLO can be a good thing, more financial literacy, flawed ESG funds, staying away from joke cryptocurrencies, confessions of an overnight millionaire, best airports for flight deals, Amazon ads are everywhere, AI assessing auto accident damage, & getting the proper payout for a car accident claim.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and

What does it take to win with your money and achieve your financial goals? During this episode, we make a case that the most important factor is grit. It’s not earning six figures, or knowing the exact right investment moves to make. Though both of those are important, they’re not nearly as vital as grit. As Angela Duckworth writes, “Grit is perseverance for very long-term goals”. We begin to succeed when we truly commit to the goals that we’re pursuing. Luckily the amount of grit we possess isn’t static and there are ways for us to cultivate more grit in our lives that will allow us to get ahead with our finances. Passion, practice, and other people are just a few of the really important ways that we can develop more grit and start winning with our money.During this episode we enjoyed a Pales in Comparison by Edmund’s Oast! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - I’d like to take some time off work to spend time with my new baby, but what should I be considering?2 - Am I missing out if I can’t afford to max out my Roth IRA at the beginning of the year?3 - Is it ok to get a HELOC on our house in order to finish out a garage for the sake of the business?4 - How can we best maximize credit card rewards while we are building our house this summer?5 - How do I plan for disasters without breaking the bank and becoming an all-out prepper?During this episode we enjoyed a Baked Goods Blueberry Lemon Cobbler by Atlanta Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the convers

It's time for a Friday Flight! These episodes are all about the week’s financial news and the impact on your personal finances. There are a lot of headlines out there, but we distill it down to specific takeaways that will allow you to kick off the weekend informed and help you to continue to make informed money moves. In this episode we cover some interesting and helpful stories like: moving incentives, Illinois paying off your student loans, free unlimited data with T-Mobile, free beer and national park entry, the flood of co-branded credit cards, when will the housing market crash, Marxism and index funds, outdated wardrobes, healthcare pricing transparency, & financial scams.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing

There are a number of confusing things in life- for some it’s deciphering the latest Christopher Nolan film, for others it might be the process of building whatever is in that flat pack box from Ikea. But what about taxes? They can also be a puzzling topic and we also tend to have some janky tax ideas in our brains. Unfortunately, those ideas are often what we base our decisions on if we don’t have a tax professional in our life. So our goal for this episode is to clear up some more common tax misconceptions out there and to make sure that we’re all making decisions based on what’s true instead of based on a video that someone made on TikTok, or what we heard a friend say.During this episode we enjoyed a Sponch-O Villa by J Wakefield! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversati

Jennifer Barrett is a longtime financial journalist and she has written for publications like The New York Times, The Wall Street Journal, Money, and Newsweek. She has accomplished so much in the world of money: Jennifer has developed and hosted a popular personal finance video course on Udemy, given a TEDx talk on the importance of wealth-building, and she’s also appeared on many TV shows as well. And central to our conversation today, she also has a new book that just came out, that’s titled “Think Like a Breadwinner” which is all about empowering women who want to earn more money. This is a helpful episode for everyone out there, but especially for the working woman.During this episode we enjoyed a Das Yummy Banana Cream Pie by Oozlefinch Beers & Blending! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Hel

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: DIY pest control, credit card rewards going unredeemed, a 529 plan happy accident, when low-cost is better than free, working to keep your WFH flexibility, bikers need to beware, your car’s paint color impacts resale value, stock market bubbles, and there are travel deals to be had!And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more peop

Here’s a saying that we’ve all heard- don’t put all your eggs in one basket. That makes a lot of sense but does it apply to investing? Is one fund enough if you’re invested in a diversified index fund? Or maybe you’re thinking- forget index funds, what about bonds? Shouldn’t I be invested in those as well? These are all questions that we’re going to address during this episode where we discuss asset allocation and how it is that we personally invest. Everyone wants to make wise investing decisions, but in an attempt to diversify we can easily become overwhelmed with the pure quantity of different investing options that are available. For example crypto, REITs, and NFTs just to name a few. Spending some time thinking about asset allocation is smart but simplicity has its advantages. Listen in as we do a deep dive on asset allocation today to put your mind at ease and help you think through what a solid diversification strategy looks like.During this episode we enjoyed a Haptic by Halfway Crooks Beer! And pleas

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - How should I go about negotiating rent at my apartment with my landlord?2 - What steps should we take in protecting our baby’s social security number and identity?3 - In regards to retirement, how should I be thinking about income replacement?4 - What is the absolute best way to pay my credit cards off every month?5 - As I’m approaching the Roth IRA income limit, should I still contribute even if I might be ineligible by the end of the year?During this episode we enjoyed a Dark Side of the Strawberry Moon by Cherry Street Brewing! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: getting vaccinated, PPE expenses are tax deductible, IRS phishing scams, Robinhood confetti on the way out, irrelevant stock predictions, 91k greasy pennies, inflation concerns, the top stressor for Americans, happiness and the role of money, and better browsers for privacy.And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and get more people doing

You’ve heard us say before that you should be contributing to a Roth IRA, but what exactly is a Roth?! What’s so great about a Roth and is it better than a traditional IRA? In this Bestie episode, we revisit all the many reasons we’re such huge fans and why it is that you should be investing within a Roth IRA if you qualify. And one of the key reasons we wanted to get this episode back on your radar is because you still have time to make your contributions for last year! You have until May 17th before that window closes so make sure you make your 2020 contributions now!During this episode we enjoyed a Superior BarleyLime by tripelroot - a big thanks to Heather for donating this delicious beer to the show! And please help us to spread the word by letting friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular listener, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help us to change the conversation around personal finance and

This is a must listen if you know someone preparing to go to college, or if you happen to be in that boat yourself! Our guest today is Ron Lieber who has been the Your Money columnist for the New York Times since 2008 and is a three-time winner of the Gerald Loeb Award which is financial and business journalism’s highest honor. He is the author of multiple books including the recently released “The Price You Pay for College” which is already a definitive guide to help parents and students think through important decisions when it comes to higher education. We talk through how college actually doesn’t cost quite as much as you think it does, how you can get more financial aid from the colleges you’re interested in, some of the best ways to bring down the cost overall, as well as plenty more on the topic of higher education.During this episode we enjoyed a Austerkopf by Sceptre Brewing Arts! And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and fam

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: beer deals and food freebies, WTD with expiring travel vouchers, more realtors than homes, shrinking your mortgage payment, losing 10 BTC after falling for a Twitter scam, used car inflation, avoiding potholes to save money, Borrower Defense to Repayment program, and fewer universities using standardized tests on applications.And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you ge

You can call them maxims, proverbs, or even mottos, but the most common phrases we hear tend to ingrain themselves as truth over time. If we hear something consistently enough it takes root in our psyche! Some of those sayings are about money but what if they’re not true? If we have the wrong information we could have a view of our money, of business, and even of how the world works that is entirely false! During this episode we talk about some of the most common money phrases that we hear and dissect the truthfulness of those phrases. If something we hear about money is incorrect or flawed, we need to correct our course! We want to make sure that we’re not accidentally basing our personal finance beliefs on some catchy sayings we’ve heard over the years.During this episode we enjoyed an Aliens on Moonshine by Torched Hop! And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’

We’re kicking off the week by answering your questions! And if you have a question for us, we’d love for you to submit your own via HowToMoney.com/ask/ , send us your voice memo!1 - Will going abroad for a graduate program hurt my ability to network and land a great job after I finish?2 - I want to rebuild my credit score before applying for a mortgage, but I’m worried about racking up debt. What do I do?3 - Where should I be investing my retirement funds?4 - How do we minimize capital gains that we would receive from selling a house?5 - What can we do to maximize what we’re earning on our savings- should we be looking to mutual funds instead?During this episode we shared a 7 Deadly Stouts by Monday Night Brewing. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a regular, and give us a quick review in Apple Podcasts or wherever you get your podcasts. Help

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: depositing cash with an online bank, the new tax filing extension, stimmy money in the bank, what you should do with those stimmy funds, waived taxes on forgiven student loans, Promise Homes helping tenants become homeowners, Airbnb taxes, Amazon limiting books to libraries, the streaming password sharing clampdown, small businesses weathering covid, lots of new small businesses launching, and how it’s time to refinance your house!And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button,

How big of a role does luck play as we handle our money? Or does it only come down to our ability to work hard and advance our station by sheer will, focus, and determination? Some individuals out there might feel a little shortchanged if you don’t credit them with their good fortunes. But luck and hard work are two of the hardest ideas to dissociate but that’s what we’re doing today. A proper perspective on the role that luck and hard work play in our lives is really important for a number of reasons that we’ll discuss. And most importantly, it’ll inform us as we’re doing things like setting out to land a new job, spend money more wisely, and invest for our future.During this episode we enjoyed a SLUSHY XL Fruitmine by 450 North Brewing Company, thanks to neighbor Mark for donating this one to the show! And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe if you’re not already a re

Tax season is here and so it’s time to hear from a tax professional! Sean Mullaney is a financial planner, CPA, and the president of his own company where they offer fee-only financial planning. Sean’s career path took him from getting a degree at law school, landing a job with the IRS, to working for a couple of the big 4 accounting firms, and then finally to starting his own business and building it from scratch. In addition to providing fiduciary financial advice to his clients, Sean also writes over at FiTaxGuy.com where he blogs about financial independence and taxes! During this conversation we cover financial independence, some important 2020 tax issues, and overall tax optimization.During this episode we enjoyed a SLUSHY XL Pika-Juice by 450 North Brewing Company, thanks to neighbor Mark for donating this one to the show! And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, subscribe

It's time for a Friday Flight! These episodes are all about the week’s news and the effects of the pandemic on your personal finances. There are a lot of headlines out there, but we are distilling it down to specific takeaways that will allow you to not just weather this health and financial crisis, but to come out on the other side even stronger. In this episode we cover some interesting and helpful stories like: free personal finance books from your truly, more stimulus checks, increased tax credit for kids, unemployment benefits extended, free COBRA and more health care subsidies, booking summer flights now, electric everything and affordable e-bikes, what’s up with NFTs, the rise of non-traditional “investments”, when investing in NFTs make sense for you, checking your credit report for free, and the changing landscape of credit card benefits.And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share b

Covid, the pandemic, and lockdowns have affected just about every aspect of our lives. Wearing masks, virtual schooling, and social distancing are just a few things we’ve experienced that will likely change how we fundamentally view the world. Here on our show, of course, we’re all about personal finance and so as we approach a 1 year anniversary of the covid pandemic, the big question that we’re wondering is: has covid changed how we handle our money? In what ways have we changed how we earn, spend, save, and invest. And what happened in the past 12 months that can inform our ability to be financially successful in the future? Whether you’re better off now than a year ago or if your finances are in rough shape, there are takeaways that will help us to win with our money.During this episode we enjoyed an Abraxas by Perennial Artisan Ales. And as we’ve kicked things off with a bang in 2021, we could really use your help to spread the word- let friends and family know about How to Money! Hit the share button, s