How To Money

We’re joined today by Jessica Moorhouse who started out as a blogger, looking for a creative outlet and way to hold herself accountable, and is now a financial counselor, speaker, and host of her own podcast- More Money. She is also the author of the new book, “Everything But Money: The Hidden Barriers Between You and Financial Freedom”. Jessica is all about providing easy to understand advice, delivered in a non-judgemental way, and she believes that there’s a lot of stuff that gets in the way of us being able to achieve our financial goals. Maybe most folks already know how to invest, but what they need is help with the trauma from their upbringing!? Maaaybe we even get into our own money stories from way back when, back when we were little kids and how that shaped our personal views of money… we get into all of that and more during our conversation today!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowi

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Should we take advantage of interest free payments offered by our hospital after a baby delivery? 2 - What’s the best way to finance a basement buildout? 3 - After we move out of state, what should we do with my wife’s pension that she will no longer qualify for? 4 - Is it smarter to focus on building up my savings or paying off high interest rate credit card debt? 5 - Can you recommend a guaranteed rate of return over 4% with a term of 12 months?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: biltong on a budget, culling of coins, financial fights, trad money, BTC is for kids, college level personal finance, phantom wealth, manifesting more money, improvident internet, squandering streaming, more taxes for more internet, and taking the long view on taxes.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the b

We’re not burying the lede on this episode- we’re talking about the most pressing policies in government today and how they’re likely to impact our personal finances! One of the benefits of hosting your own podcast is that you have the opportunity to speak with some amazing folks who are much smarter than you- and that is definitely the case today. We’re joined by economist Noah Smith, author of the substack Noahpinion where he takes big complex economic ideas, and makes them easier to understand for the common folk like us! This is a change of pace because we tend to focus more on microeconomic factors… that being said, it’s good to take a step back and look at the big picture and to understand what’s going on with the water that we’re all swimming in, to reference David Foster Wallace. Given all that’s been going on lately with tariffs, this is a more timely episode, but we’re also pumped to get into declining birth rates, government spending, the

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Should I sell a rental property in order to make higher returns in the stock market? 2 - What FIRE books would you recommend as I’m interested in early retirement? 3 - How would you recommend paying for an expensive medical procedure for my dog? 4 - Do you recommend investing via crowdfunding platform Arrived? 5 - Does it make sense to pay off our car loan before attempting to sell it?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start her

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: cheap Valentines tips, Trump’s tariff tussle, home construction and renovation costs, end of the CFPB, paying eggs-stra, WaHo surcharges, shell shocked, don’t buy the dip, a wealth of common sense, Vanguard cutting fees, ESG funds are out, Robinhood betting, and gaming your kids credit scores.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow mone

You don’t need to be a personal finance and investing nerd to know that Warren Buffett is the GOAT. When it comes to investing, he’s the greatest of all time. Which is why we’re so pumped to be speaking with David Clark about The New Tao of Warren Buffett that he co-authored with Mary Buffett, which is a collection of some of the wisdom that Warren has dispensed over his lifetime. David is a renowned author and expert on the investment strategies of Warren Buffett and he’s known for making Buffett's complex strategies accessible to investors of all levels. And having been a friend of the Buffett family for decades, David has some unique insights into Warren’s life that we’re excited to share and get into during this conversation!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - What investments should we deprioritize in order to afford expensive childcare? 2 - Where should I take my HSA now that I’m experiencing higher fees with Fidelity? 3 - Is it frugal or cheap to go with a more generic tire for my car as opposed to the name brands I’ve heard of? 4 - Should I be concerned with CapitalOne if I bank with them? 5 - How much should the tooth fairy pay per tooth in order for kids to learn about investing?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a cruci

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: credit card relegation, cheap Chinese AI, portfolio flipping, lab-grown savings, free tax filing, reporting side hustle income, tax refund points, digital shoplifting, outpacing inflation, minimum payment purgatory, the future of electric vehicles, reasonable EV leases, and Subaru security slips.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the

Vending machines are the future! That’s what Mr. Passive says, and by the way, we’re not talking about your grandpa’s vending machines full of chips and Cokes. Instead, think of eggs, some olive oil, whatever items you might be looking for in a pinch. We’re joined by Mike Hoffmann who is better known as Mr. Passive, and he is on a mission to teach folks how to generate passive sources of income with minimal hands-on effort. Just imagine… automatic recurring deposits just showing up in your inbox… that’s the dream! But of course it does take some work. Listen as we discuss how much time it takes, how Mike became a vendingpreneur, how the newest vending machines work, how much they cost, the best locations for vending machines, how much you can make, and more!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Star

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - Is a stocks only portfolio diversified enough for financial independence or do I need to include real estate? 2 - What’s the best way to get rid of an RV that I’m upside down on? 3 - Where should I park cash that I’m saving up for a down payment, or should I invest those funds? 4 - For my credit score: is credit utilization calculated on each individual card or the total credit available across all of my cards?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: NO to the cash-out refi, Trump 2.0 and your money, Melania coin, feds returning to the office, insufficient savings, ghost jobs, WFH job scammers, TOYS are a scam, why the rise of touchscreen kiosks, everyone is tipping less, ballooning escrow accounts, & apartment rents on the decline.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Fa

When most folks hear the word “sabbatical”, their mind probably goes to a professor with a tweed jacket, who has earned tenure at a prestigious university, who is going to use that time to write a book. Or maybe your values are more Judeo-Christian based and so you think of a period of rest after 7 years. And while that might be accurate for some folks, our guest today would say that sabbaticals don’t have to be that serious or formal. But on the other hand, they’re not just an extended vacation where you’re sipping pina coladas on the beach! We’re joined by investment advisor Cady North who is the author of “The Art of the Sabbatical” and she’s going to share why taking a sabbatical might be more of a reality for everyone listening. She shares why work breaks are more necessary in our modern economy, what a sabbatical is and isn’t, how to approach the idea with a spouse or partner, gathering the social support around you ahead of the decision, parla

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - How do you financially justify investing more in your house as opposed to investing in the stock market? 2 - Is it time for me to shift to more conservative investments within my 8th grader’s 529 Account? 3 - With a big dental bill coming up, should I use funds from my taxable brokerage or from my Health Savings Account? 4 - Being self employed, how can I ramp up my retirement savings with a sweet one year contract coming up?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial p

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: vetted LA wildfire charities, awful AI advice, booming BNPL, finding happiness in all the wrong ways, spending to please others, crack cocaine of the stock market, sports gambling, unserious CFPB, Skechers kicking butt, the rise of store brands, and frittering away on fitness.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook gr

SMART goals are out, CRUSH money goals are in! We’re joined today by expert money coach Bernadette Joy, who we met for the first time last year at the nerdy personal finance and media conference that we attended. We actually gave a talk, while Bernadette was the host for the entire conference, and there may not be anyone else on earth with as much personal finance enthusiasm as Bernadette. She’s a breath of fresh air to the world of personal finance and is featured monthly in Forbes, CNBC, and CNET. Her new book, Crush Your Money Goals, came out last month and we were stoked to discuss a number of topics like clawing out of $300,000 of debt, scaling side hustles into legit businesses, why Bernadette hates the term “emergency fund”, her $1 Rule, a new take on the Shabbat, and plenty more!   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance jo

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - How should the Sahm Rule Recession Indicator impact my investing? 2 - Why would my financial advisor recommend against going with a Roth IRA? 3 - Does it make sense to go with the new Halfmore app to set up a retirement account for my kids? 4 - Should I use an inherited retirement account to pay for some big upcoming expenses?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s

Time for a Friday Flight- our little sampling of the week’s financial news and what it means for your personal finances. There are a lot of headlines out there, but we boil them down to specific takeaways that will allow you to kick off the weekend informed and help you to get ahead with your money. In this episode we explain some relevant and helpful stories like: low cost insulation, best months to buy new and used cars, thousand dollar car payments, bougie extra bedrooms, what medical debt?, credit score supremacy, avoiding alts, risky business, points purgatory, credit card defaults, and gift card spillage.   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.  Sign up for the weekly HTM newsletter. It’s fun, free, & practical. Join a thriving community of fellow money in the HTM Facebook group. Find the best credit

What does it mean to pursue joy and purpose in your life? Is it some sort of never-ending scavenger hunt, where we’re hoping to find something that is just out of reach, hidden behind the next corner? Or is it something that we’re able to achieve because it’s something that we’ve created? Our guest today would argue that it’s more of the latter! We’re joined by our friend Dr. Jordan Grumet to talk less about the what and the how behind personal finance, and more about the why, and how our money is one of many tools that will allow us to achieve our individual sense of purpose. His new book, The Purpose Code, delves into these amorphous topics in a way that allows readers to have clarity, understanding, and even a to-do list as Jordan prescribes some simple actions that we can take now that will allow us to surely but steadily find fulfillment. Listen as we discuss the difference between “Big P” purpose vs “little p” purpose, the intersection of

Let’s dive into the week with some fresh listener questions we have lined up for you! And don't just stand on the sidelines- if you have a question you’d like us to answer, toss your voice memo our way. It only takes about 90 seconds to record and you can find a step by step guide over at HowToMoney.com/ask . Regardless of how random or bizarre you might think it is, we want to hear it!   1 - When is it finally time to ditch an old car and upgrade? 2 - Is it frugal or cheap to live off of only my wife’s income, in order for our son to qualify for more financial aid? 3 - Should I drop the escrow on my mortgage and take care of taxes and insurance myself? 4 - Buying silver at Costco… smart? 5 - Is it a good investment to go with an ESOP to buy Walmart stock?   Want more How To Money in your life? Here are some additional ways to get ahead with your personal finances: Knowing your ‘money gear’ is a crucial part of your personal finance journey. Start here.&nb